Record
Corrections
We keep what we got wrong instead of deleting it. What we said before, what we say now, and why it changed.
Card terms change without notice. Countries that could get a card stop being able to, cashback tiers get restructured, and companies shut down entirely. A comparison article gets more dangerous the further it drifts from the day it was written. That applies to us too, so our own mistakes go here.
It goes here if a reader could have acted on it. Whether a card issues in your country, fee numbers, dates, limits, which countries work.
It does not if it is a typo, a rewritten sentence, or a design change. Logging those buries the ones that matter.
What we got wrong
We said one card issues in Korea. Two do.
- Before
- ether.fi is currently the only card that issues in Korea
- Now
- Two cards issue in Korea, KAST and ether.fi. We completed signup, KYC and virtual card issuance on a Korean KAST account ourselves.
We had verified exactly one card and then wrote that it was the only one. We turned "we have not checked" into "there is nothing else". We only found out by issuing a KAST card and watching it work. See availability by country
We criticised other articles for going stale while our own date expired
- Before
- Cypher closes on 6 September 2026. That is three days away.
- Now
- Cypher shut down on 6 September 2026.
We wrote that sentence on 3 September and left it there until the date passed. The whole argument of that page is that other comparisons go stale, and ours went stale first. We no longer write "three days away", "this week" or "yesterday". Dates are absolute now, and a pre-publish check blocks the relative ones.
We presented remittance costs from years ago as current
- Before
- Angola has the highest remittance cost in the world, Nigeria (no year shown)
- Now
- The Angola figure is from 2021 and the Nigeria figure from 2020. World Bank country-level data ends in 2023 and has not been updated since. The current reliable numbers are the global averages.
We pulled the "most recent value" from the World Bank series without checking how recent that actually was. Each country's last survey year is different, and we missed it. Every country figure now carries its year, and the calculator warns you when the data is old. Open the calculator
We gave two different ether.fi FX fees on different pages
- Before
- 0% FX in some places, 1% in others
- Now
- 0% on USD and EUR, 1% on every other currency.
Two of the card's own documents disagree, and we copied both without resolving it. If you spend in a currency other than dollars or euros, 1% is your number, and it comes off the 3% cashback before you see any gain.
What the card companies changed
Not our mistakes, but they change what you should do. We do not control issuance, so we log these as we confirm them.
RedotPay stopped issuing new cards in Korea
- Confirmed
- With the account country set to Korea, signup and KYC both passed. After paying $10 for a virtual card, activation was refused with "this region is not supported". A VPN did not help.
- What we did
- We hid the RedotPay signup button on the Korean pages.
The VPN part matters. It means the block is on the identity document, not the IP address, so there is no way around it. This is a link we earn commission on. We took the button down anyway, because we cannot recommend something that does not work. Cards already issued keep working.
Cypher closed
- Confirmed
- Acquired by Nium. Card services ended 7 August 2026 and the platform closed on 6 September 2026.
- What we did
- We left it in the comparison table marked "do not sign up".
Deleting it would be tidier, but people still arrive here from articles that recommend this card, and they need somewhere to check. Several comparison pieces ranking above us still have it on their recommended list.
Tell us and we will check it and log it here. We mark what we verified ourselves against what we took from the issuer's documentation, and we can still be wrong either way. Countries where we do not hold the card are documentation only, so reality may differ.
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